Showing posts with label housing. Show all posts
Showing posts with label housing. Show all posts

12.8.11

movin on up?

okay- so i know i was just posting about my housing envy like a week ago, and here i go again. the difference is, this just happened to me, i didn't go out looking for this.

on my lunch break yesterday i was driving back to work and saw (a mere 3 blocks from my office) the cutest little place. it really looks too stinkin' cute. it's a block from pearl street and 3 blocks from my office.
{cred}
the cons:
it's $380 more than i pay right now for rent
i doubt utilities are included-but i don't know that yet
no more colorful denver :(
no washer/dryer (my place now doesn't have one either and that's been okay)

the pros:
i save on gas (i'm guessing about $150/month)
i can walk to work
save about 95-120 minutes daily on my commute
close to one of the most fun streets ever
close to family
it's bigger
it's quieter

so i'm going to see the place today...
not sure what'll happen or which way it'll go, but i'm excited.

too bad the actual act of moving makes me homicidal.
hide yo kids, hide yo wife
xoxo ashleycolean

5.8.11

fancy or frugal

{cred}
i have pretty serious housing envy. i live in a decent building, for a pretty affordable price, in a great area. but that doesn't mean that i don't look at the apartment complex next to mine with raging envy.

they have porches, and a garage, and a courtyard, and they were built in this century. every person that comes out of that place (apart from the dude that drives a $70,000 bmw) look just like me. young professionals. so how (the hell) can they live there and i can't.

i've been going over this and over this. here's what i've come up with.
1. roommates.
something i refuse to do, unless it's a boyfriend, ever again. once you live alone you can't go back. at least i can't.
2. cohabitation.
just one more benefit couples get over us singles...shared rent.
3. they are living outside their means.
ding*ding*ding*...i'm venturing to guess that's what's happening here.

apartments next door to my little spot (which is, in fact, quite charming) are approximately 40% more than my place. my place is $815.00. cheap for denver. and, that covers all utilities and a parking space (it's $785 without the space).

according to financial experts, you should never spend more than 30% of your net earnings on your housing. utilities should account for a maximum of 2-5% of your paycheck. i'm following this rule, but i bet some of my neighbors aren't. as much as i'd like to have a fancy little place, i'm okay being frugal (most days).

i have to talk myself out of shopping for apartments and talk myself in to being happy about how affordable and good (at least for now) my current place is. but then i've got the damn place next door glaring at me every time i go home. not to mention i've seen some super handsome dudes on those patios...

maybe when i'm out of debt.
xoxo ashleycolean