keep it to yourself
"i can't afford it."
"i can't afford it" to me, is someone asking for pity. lock it up. if you are looking for pity, a free ride, or a hand out you are barking up the wrong tree.
i can't tell you how much i HATE when people say that.
'want to go to a movie?'...
'i can't afford it.'...
oh really, well you didn't seem to have trouble affording that $200 bar tab last night!
say what you mean, and quit trying to find pity in everyone else's wallet.
"i prefer not to spend my money on that."
cool. okay. got it.
see how easy that is?!