so it's not exactly rocket science to think that the earlier you start saving for retirement the better off you'll be. i mean, come on guys. basic math. BUT, i hadn't really wrapped my (still young) head around just how significant of a difference it would make!
age you start saving/% of your salary you need to put in savings
20s- 10-15% 30s- 15-25% early 40s- 25-35% 50+ - 58+%
i'd rather be enjoying a mimosa at an inappropriately early time in the morning than working my ass off because 26 year old was a dumb ass who thought an overpriced apartment and car were more important.
60 year old me better be patting 26 year old me on the back.