the old fashioned way is still the right way. i pulled some info from get rich slowly to share with you here.
wealth = what you earn - what you spend
pretty simple guys. no blaming anyone else. if you're broke, ultimately it's your bad. you're spending more than your making. i was doing it for months-okay-years.
gsr also says that basic personal finance comprises three essential skills:
earning-the ability to bring in money-which requires resourcefulness and a desire to work.
spending-the ability to live frugally and spend wisely-which requires sacrifice and the ability to prioritize.
investing-the ability to produce surplus and make that surplus grow-which requires patience and research.
spend less than you earn and invest the difference. or, in my case put every penny of the difference in the hole i'm standing in-to eventually fill that sucker up to the top!
what a novel idea.